Nice to meet you! My name is,

John Hudson

CEO, RMLO, Owner

NMLS#: 261659

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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- About Me

John Hudson (NMLS #261659) is Co-Founder and CEO of H&M Mortgage Group, LLC (NMLS #2597016), serving borrowers in San Antonio and throughout Texas.

A mortgage professional since 1998, John Hudson (NMLS #261659) helps borrowers compare VA, conventional and FHA financing, with additional experience in down payment assistance, jumbo and construction loans.

He previously served as Executive Vice President at Mortgage Financial Services and as Government Affairs Chair for the National Association of Mortgage Brokers. He has also shared mortgage-industry insights with Congress.

His focus is education and clear communication. Explore our VA Loan Toolkit, loan options and Learning Center before discussing your goals. Program availability, eligibility and terms depend on borrower and property qualifications.

Watch John’s Beyond the Rate podcast for conversations about home loans and the questions to ask before your next move.

John Hudson

CEO, RMLO, Owner

NMLS#: 261659

- Why borrowers choose Me

A better experience, start to keys.

You’re not choosing a loan — you’re choosing the people who get it done. Here’s what that feels like with me.

I work to close on time

I stay closely involved throughout processing and underwriting, helping keep communication clear and your loan moving toward closing.

Clear communication

I aim to stay accessible and keep you informed as your loan moves through the process.

I fight for your bottom line

I compare options across our lender network to help find competitive pricing, and I’ll walk you through the rates, costs, and fees in plain English.

Clear explanations

I walk you through every option so you understand exactly what you’re signing — and feel confident doing it.

- What happens next

Four steps to help you understand the process.

Everyone is different, but almost everyone starts in one of these places. Find yours and I’ll tell you what to expect.

We talk

Fifteen minutes on the phone. What you want, what you’ve saved, what worries you.

I start your pre-approval

I’ll gather what the lender needs and let you know where you stand once it’s reviewed.

I lay out your options

I compare programs and pricing and walk you through the tradeoffs side by side.

I guide the closing process

I stay involved through underwriting and check in as things move along.

- For real estate agents

Send me your client and I'll keep you in the loop at every step.

Pre-approvals that hold up under a competitive offer, weekly status on every file, and a straight answer when a deal isn’t going to work. I’d rather protect your reputation than force a close.

Honesty & integrity

I treat every client the way we’d want to be treated — with transparency on rates, fees, and timelines.

Local, experienced

With my experience I can confidently recommend the financing that genuinely fits.

Mortgage program options

From FHA and VA to jumbo, cash-out, and investor loans — the right option, all under one roof.